:root{--navy:#082c67;--blue:#0757bb;--blue2:#1478e8;--sky:#eaf4ff;--ink:#102b52;--muted:#637895;--line:#d9e7f8;--white:#fff;--green:#0ca66d;--shadow:0 18px 50px rgba(16,62,119,.10);--radius:22px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:linear-gradient(180deg,#f7fbff 0%,#edf5ff 47%,#f8fbff 100%);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink)}a{color:inherit}.wrap{width:min(1140px,calc(100% - 36px));margin:auto}
.topline{background:#072b65;color:#dcecff;font-size:12px;letter-spacing:.02em}.topline .wrap{height:36px;display:flex;align-items:center;justify-content:space-between;gap:12px}.topline strong{color:white}.topline .right{display:flex;gap:18px;align-items:center}
header{padding:17px 0 12px}.head{display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:15px;min-width:0}.brand img{width:158px;height:78px;object-fit:contain;mix-blend-mode:multiply}.brand-copy{border-left:1px solid #d5e4f6;padding-left:15px}.brand-copy b{display:block;color:var(--navy);font-size:13px;letter-spacing:.13em;text-transform:uppercase}.brand-copy span{font-size:12px;color:var(--muted)}.head-actions{display:flex;align-items:center;gap:10px}.btn{border:0;border-radius:12px;padding:12px 17px;display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:750;font-size:13px;text-decoration:none;cursor:pointer;transition:.2s;white-space:nowrap}.btn:hover{transform:translateY(-2px)}.btn-outline{border:1px solid #cfe0f6;background:white;color:var(--blue)}.btn-green{background:var(--green);color:white;box-shadow:0 8px 18px rgba(12,166,109,.18)}
.hero{position:relative;overflow:hidden;border-radius:28px;background:linear-gradient(112deg,#082f71 0%,#0757bb 57%,#258cf0 100%);min-height:270px;box-shadow:0 20px 48px rgba(10,73,151,.18);color:white;padding:36px 42px;margin:10px 0 28px}.hero:before{content:"";position:absolute;width:430px;height:430px;border:1px solid rgba(255,255,255,.16);border-radius:50%;right:-55px;top:-190px;box-shadow:0 0 0 35px rgba(255,255,255,.04),0 0 0 75px rgba(255,255,255,.035)}.hero:after{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:rgba(255,255,255,.08);right:175px;bottom:-200px}.hero-content{position:relative;z-index:1;max-width:670px}.eyebrow{font-size:11px;text-transform:uppercase;letter-spacing:.17em;font-weight:800;color:#b8dcff;display:flex;align-items:center;gap:9px}.eyebrow:before{content:"";width:25px;height:2px;background:#66d7ff}.hero h1{font-size:clamp(30px,4.6vw,51px);line-height:1.04;letter-spacing:-.045em;margin:15px 0 13px;max-width:650px}.hero h1 span{color:#b8e3ff}.hero p{color:#deedff;font-size:15px;line-height:1.65;max-width:560px;margin:0}.hero-chips{display:flex;flex-wrap:wrap;gap:9px;margin-top:23px}.chip{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.10);border-radius:999px;font-size:11px;color:#f5faff;font-weight:650;backdrop-filter:blur(8px)}.hero-art{position:absolute;right:44px;top:50%;transform:translateY(-50%);width:285px;height:215px;z-index:1}.orbit{position:absolute;inset:9px 15px;border:1px solid rgba(255,255,255,.25);border-radius:50%;transform:rotate(-19deg)}.art-card{position:absolute;background:rgba(255,255,255,.95);color:var(--blue);border:1px solid rgba(255,255,255,.8);box-shadow:0 14px 35px rgba(0,20,66,.25);border-radius:19px;display:grid;place-items:center}.art-car{width:145px;height:93px;left:4px;top:75px;transform:rotate(-8deg)}.art-home{width:103px;height:97px;right:10px;top:8px;transform:rotate(8deg)}.art-shield{width:95px;height:87px;right:25px;bottom:2px;transform:rotate(-5deg)}.art-card svg{width:48px;height:48px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.art-home svg{width:43px;height:43px}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:15px;margin:0 0 14px}.section-head h2{margin:0;color:var(--navy);font-size:22px;letter-spacing:-.025em}.section-head p{margin:5px 0 0;color:var(--muted);font-size:13px}.step{font-size:11px;color:var(--blue);font-weight:800;background:#e1efff;border-radius:999px;padding:8px 12px;white-space:nowrap}
.products{display:grid;grid-template-columns:repeat(6,1fr);gap:12px;margin-bottom:22px}.product{position:relative;min-height:130px;text-align:left;border:1px solid #d9e7f8;border-radius:18px;padding:17px 14px;background:rgba(255,255,255,.86);color:var(--ink);cursor:pointer;box-shadow:0 5px 15px rgba(17,70,131,.035);transition:.2s}.product:hover{border-color:#87b8f1;transform:translateY(-3px);box-shadow:0 12px 24px rgba(17,70,131,.09)}.product.active{border:2px solid var(--blue);padding:16px 13px;background:linear-gradient(145deg,#fff,#eef6ff);box-shadow:0 10px 25px rgba(7,87,187,.13)}.product.active:after{content:"✓";position:absolute;right:12px;top:11px;width:20px;height:20px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-size:12px;font-weight:900}.product-icon{width:42px;height:42px;border-radius:13px;background:linear-gradient(145deg,#e8f3ff,#d6eaff);display:grid;place-items:center;color:var(--blue);margin-bottom:11px}.product-icon svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.product b{display:block;font-size:14px;color:#103a78}.product small{display:block;margin-top:4px;color:#7185a2;font-size:10px;line-height:1.35}
.form-layout{display:grid;grid-template-columns:minmax(0,1fr) 275px;gap:18px;align-items:start}.form-card,.side-card{background:white;border:1px solid #dbe8f8;border-radius:22px;box-shadow:var(--shadow)}.form-card{padding:27px 29px}.form-title{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;margin-bottom:21px;padding-bottom:17px;border-bottom:1px solid #e8eff8}.form-title h2{margin:0;font-size:21px;letter-spacing:-.025em;color:var(--navy)}.form-title p{margin:6px 0 0;font-size:12px;color:var(--muted)}.form-label{font-size:10px;text-transform:uppercase;letter-spacing:.12em;color:#7d91ad;font-weight:800;white-space:nowrap;padding-top:5px}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px 13px}.field{display:flex;flex-direction:column;gap:7px;min-width:0}.field.full{grid-column:1/-1}.field label,.group-label{font-size:12px;color:#23446f;font-weight:750}.required{color:#e0526d}.field input,.field select,.field textarea{width:100%;border:1px solid #d5e2f2;border-radius:11px;background:#fbfdff;color:#18365e;padding:12px 13px;font-family:inherit;font-size:13px;font-weight:500;outline:none;transition:.18s;min-height:44px}.field input::placeholder,.field textarea::placeholder{color:#9aabc1}.field input:focus,.field select:focus,.field textarea:focus{border-color:#4e9bed;box-shadow:0 0 0 3px rgba(20,120,232,.10);background:#fff}.field textarea{min-height:86px;resize:vertical}.hint{font-size:10px;color:#8799b1;line-height:1.45}.radio-row{display:flex;gap:10px;flex-wrap:wrap}.radio-option{display:flex;align-items:center;gap:8px;padding:10px 13px;border:1px solid #dce7f5;background:#fbfdff;border-radius:11px;font-size:12px;color:#24466f;cursor:pointer}.radio-option input{accent-color:var(--blue)}.actions{display:flex;align-items:center;gap:11px;margin-top:22px}.submit{background:linear-gradient(110deg,#0757bb,#1683ed);color:white;padding:14px 20px;box-shadow:0 10px 20px rgba(7,87,187,.18)}.reset{background:#f0f6fd;color:#416087;border:1px solid #e0eafa;padding:13px 16px}.privacy{display:flex;align-items:flex-start;gap:9px;margin-top:17px;padding:13px 14px;background:#f5f9ff;border:1px solid #e3edf9;border-radius:12px;color:#647b99;font-size:10px;line-height:1.5}.privacy input{margin-top:2px;accent-color:var(--blue);flex:0 0 auto}.privacy a{color:var(--blue);font-weight:750}.notice{display:none;margin-top:15px;border-radius:12px;padding:13px 15px;font-size:12px;line-height:1.5}.notice.show{display:block}.notice.info{background:#edf6ff;border:1px solid #cfe5ff;color:#174d8d}.notice.error{background:#fff2f3;border:1px solid #ffd9dd;color:#a12f3d}.notice.success{background:#effbf5;border:1px solid #c7efd9;color:#176842}
.side{display:grid;gap:13px}.side-card{padding:19px}.side-icon{width:42px;height:42px;border-radius:13px;background:#eaf4ff;color:var(--blue);display:grid;place-items:center;margin-bottom:13px}.side-icon svg{width:23px;height:23px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.side-card h3{margin:0 0 7px;color:var(--navy);font-size:14px}.side-card p{margin:0;color:var(--muted);font-size:11px;line-height:1.55}.side-card.accent{background:linear-gradient(145deg,#0a3679,#0869cb);border:0;color:#fff}.side-card.accent h3{color:#fff}.side-card.accent p{color:#d8eaff}.side-card.accent .side-icon{background:rgba(255,255,255,.15);color:white}.wa-link{display:flex;margin-top:13px;background:#13a76c;color:#fff;text-decoration:none;border-radius:10px;padding:11px 12px;align-items:center;justify-content:center;gap:8px;font-size:11px;font-weight:800}
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:28px 0}.trust-item{display:flex;align-items:center;gap:10px;padding:15px 16px;border:1px solid #deebf9;background:rgba(255,255,255,.75);border-radius:15px}.trust-item span{width:34px;height:34px;display:grid;place-items:center;background:#e7f2ff;color:var(--blue);border-radius:11px;flex:0 0 auto}.trust-item b{display:block;color:#214574;font-size:11px}.trust-item small{display:block;color:#8a9bb2;font-size:9px;margin-top:3px}
footer{margin-top:28px;background:#082d68;color:#d7e8ff;padding:25px 0 18px}.foot{display:flex;justify-content:space-between;align-items:center;gap:20px}.foot-brand{display:flex;align-items:center;gap:13px}.foot-brand img{width:88px;height:54px;object-fit:contain;background:#fff;border-radius:8px}.foot-brand b{display:block;color:white;font-size:13px}.foot-brand small{font-size:10px;color:#b8d4f6}.foot-links{display:flex;gap:18px;flex-wrap:wrap;font-size:11px}.foot-links a{text-decoration:none;color:#e3f0ff}.copyright{border-top:1px solid rgba(255,255,255,.13);margin-top:18px;padding-top:13px;text-align:center;color:#9fbee5;font-size:9px}
@media(max-width:980px){.products{grid-template-columns:repeat(3,1fr)}.hero-art{right:18px;opacity:.62;transform:translateY(-50%) scale(.84)}.hero-content{max-width:580px}.form-layout{grid-template-columns:1fr}.side{grid-template-columns:repeat(3,1fr)}.side-card{padding:16px}}
@media(max-width:650px){.wrap{width:min(100% - 24px,540px)}.topline .wrap{height:32px;font-size:10px}.topline .right{display:none}.head{align-items:center}.brand img{width:112px;height:62px}.brand-copy{padding-left:10px}.brand-copy b{font-size:10px}.brand-copy span{font-size:10px}.head-actions .btn-outline{display:none}.head-actions .btn{padding:10px 11px;font-size:11px}.hero{padding:26px 23px;min-height:290px;border-radius:22px}.hero-art{right:-28px;top:68%;transform:translateY(-50%) scale(.7);opacity:.30}.hero-content{max-width:100%}.hero h1{font-size:34px;max-width:400px}.hero p{font-size:13px;max-width:370px}.hero-chips{gap:7px}.chip{font-size:9px;padding:7px 9px}.section-head{align-items:flex-start;flex-direction:column;gap:9px}.section-head h2{font-size:20px}.products{grid-template-columns:repeat(2,1fr);gap:9px}.product{min-height:112px;padding:13px}.product.active{padding:12px}.product-icon{width:36px;height:36px;margin-bottom:8px}.product b{font-size:13px}.form-card{padding:20px 16px;border-radius:18px}.form-title h2{font-size:18px}.form-label{font-size:8px}.field-grid{grid-template-columns:1fr;gap:13px}.field.full{grid-column:auto}.actions{flex-direction:column}.actions .btn{width:100%}.side{grid-template-columns:1fr}.side-card{display:grid;grid-template-columns:42px 1fr;column-gap:12px;align-items:start}.side-icon{grid-row:span 2;margin:0}.side-card h3{align-self:end}.side-card p{align-self:start}.side-card .wa-link{grid-column:1/-1}.trust{grid-template-columns:repeat(2,1fr);gap:8px}.trust-item{padding:11px 9px;gap:8px}.trust-item b{font-size:10px}.trust-item small{font-size:8px}.foot{flex-direction:column;align-items:flex-start}.foot-links{gap:12px}.copyright{text-align:left}}

/* Ayer Sigorta – partner insurer gallery */
.partners{position:relative;margin:34px 0 26px;padding:30px 28px 28px;border:1px solid #dce9f8;border-radius:24px;background:linear-gradient(145deg,#f8fbff 0%,#eef5ff 52%,#f9fcff 100%);box-shadow:0 14px 38px rgba(22,76,137,.07);overflow:hidden}
.partners:before{content:"";position:absolute;width:260px;height:260px;right:-112px;top:-150px;border-radius:50%;background:radial-gradient(circle,rgba(69,150,239,.16),rgba(69,150,239,0) 70%);pointer-events:none}
.partners-head{position:relative;text-align:center;margin:0 auto 22px;max-width:680px}
.partners-kicker{display:inline-flex;align-items:center;gap:7px;margin-bottom:9px;color:#2876c8;font-size:10px;font-weight:850;letter-spacing:1.6px;text-transform:uppercase}
.partners-kicker:before,.partners-kicker:after{content:"";width:20px;height:1px;background:#8db9e8}
.partners h2{margin:0;color:#123a70;font-size:clamp(21px,2.7vw,29px);font-weight:900;letter-spacing:-.7px}
.partners-head p{margin:8px 0 0;color:#6d829e;font-size:12px;line-height:1.65}
.partners-grid{position:relative;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:11px}
.partner-card{min-width:0;min-height:104px;display:flex;flex-direction:column;justify-content:center;align-items:center;gap:8px;padding:12px 9px 10px;border:1px solid rgba(210,225,243,.95);border-radius:15px;background:rgba(255,255,255,.88);box-shadow:0 4px 13px rgba(27,76,133,.045);transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}
.partner-card:hover{transform:translateY(-3px);border-color:#a9c9ed;box-shadow:0 10px 22px rgba(27,76,133,.11)}
.partner-mark{width:100%;height:48px;display:flex;align-items:center;justify-content:center;overflow:hidden}
.partner-mark img{display:block;max-width:100%;max-height:46px;width:auto;height:auto;object-fit:contain}
.partner-fallback{display:none;align-items:center;justify-content:center;min-width:48px;max-width:100%;height:38px;padding:0 9px;border-radius:9px;background:linear-gradient(135deg,#edf5ff,#dcecff);color:#14539a;font-weight:900;font-size:16px;letter-spacing:-.5px}
.partner-name{display:block;max-width:100%;color:#45617f;font-size:10px;font-weight:750;line-height:1.25;text-align:center;overflow-wrap:anywhere}
@media(max-width:980px){.partners-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:650px){.partners{margin:26px 0 20px;padding:24px 13px 17px;border-radius:19px}.partners-head{margin-bottom:17px}.partners-head p{font-size:11px}.partners-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}.partner-card{min-height:91px;padding:9px 5px 8px;border-radius:12px;gap:5px}.partner-mark{height:42px}.partner-mark img{max-height:40px}.partner-name{font-size:9px}}
@media(max-width:370px){.partners-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(prefers-reduced-motion:reduce){.partner-card{transition:none}.partner-card:hover{transform:none}}


/* 3D AYER logo refresh: only the header mark changes; form, partners and WhatsApp flow stay intact. */
.brand img{width:112px;height:92px;object-fit:contain;mix-blend-mode:normal;flex:0 0 auto}
.brand{gap:13px}
@media(max-width:650px){.brand img{width:82px;height:70px}.brand{gap:9px}.brand-copy{padding-left:9px}.brand-copy b{font-size:9px}.brand-copy span{font-size:9px}}

/* --- AYER site nav: same on every page --- */
.site-nav{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin:-4px auto 20px;padding:8px;border:1px solid #dce9f9;border-radius:15px;background:rgba(255,255,255,.8);box-shadow:0 6px 25px rgba(24,76,145,.04)}
.site-nav a{flex:0 0 auto;text-decoration:none;color:#3a587e;font-size:12px;font-weight:750;padding:10px 14px;border-radius:10px;transition:background .18s,color .18s}
.site-nav a:hover,.site-nav a:focus-visible{background:#eaf4ff;color:var(--navy)}
.site-nav a[aria-current="page"]{background:linear-gradient(110deg,#0b5dbf,#1684ec);color:white;box-shadow:0 5px 12px rgba(7,87,187,.12)}
@media(max-width:650px){.site-nav{display:flex;flex-wrap:nowrap;overflow-x:auto;white-space:nowrap;scrollbar-width:thin;margin:0 auto 17px;padding:6px}.site-nav a{font-size:11px;padding:9px 12px}}
/* --- Sliding insurer logos --- */
.partners-rail{position:relative;display:flex;align-items:center;gap:9px}
.partners-view{min-width:0;flex:1;overflow-x:auto;overflow-y:hidden;scroll-snap-type:x mandatory;scroll-behavior:smooth;scrollbar-width:none;border-radius:15px}
.partners-view::-webkit-scrollbar{display:none}
.partners-grid{--visible-partners:6;display:grid;grid-auto-flow:column;grid-auto-columns:calc((100% - (var(--visible-partners) - 1)*11px)/var(--visible-partners));grid-template-columns:none;gap:11px}
.partners-grid .partner-card{scroll-snap-align:start;height:100%;}
.partners-arrow{display:grid;place-items:center;width:35px;height:42px;border:1px solid #cbdff6;border-radius:12px;background:#fff;color:#0e5bb3;box-shadow:0 4px 13px rgba(23,80,147,.07);font-size:24px;cursor:pointer;transition:background .2s,transform .2s;flex:0 0 auto}
.partners-arrow:hover{background:#eaf4ff;transform:translateY(-1px)}
.partners-arrow:focus-visible{outline:3px solid #7eb8ff;outline-offset:2px}
.partners-bottom{display:flex;justify-content:center;align-items:center;gap:10px;margin-top:14px;color:#7690af;font-size:11px}
.partners-count{background:#e8f2ff;border-radius:999px;color:#225f9c;padding:5px 12px;font-weight:800}
@media(max-width:980px){.partners-grid{--visible-partners:4;grid-template-columns:none}}
@media(max-width:650px){.partners-grid{--visible-partners:2;grid-template-columns:none;gap:8px;grid-auto-columns:calc((100% - (var(--visible-partners) - 1)*8px)/var(--visible-partners))}.partners-arrow{width:30px;height:38px;font-size:21px}.partners-rail{gap:5px}.partners-head{margin-bottom:15px}}
@media(max-width:370px){.partners-grid{--visible-partners:2;grid-template-columns:none}}
@media(prefers-reduced-motion:reduce){.partners-view{scroll-behavior:auto}}
/* --- Inner pages --- */
.page-hero{position:relative;isolation:isolate;overflow:hidden;border-radius:26px;padding:42px 46px;background:linear-gradient(113deg,#082d69 1%,#0862c7 66%,#3295eb 100%);color:white;box-shadow:0 18px 42px rgba(7,76,165,.15);margin:10px 0 22px}
.page-hero:before{content:'';position:absolute;z-index:-1;width:430px;height:430px;right:-110px;top:-250px;border:1px solid rgba(255,255,255,.17);border-radius:50%;box-shadow:0 0 0 44px rgba(255,255,255,.04),0 0 0 99px rgba(255,255,255,.035)}
.page-hero .kicker{color:#b8ddff;letter-spacing:.15em;font-size:11px;text-transform:uppercase;font-weight:900}
.page-hero h1{font-size:clamp(28px,4vw,45px);margin:13px 0 11px;letter-spacing:-.04em;line-height:1.13}
.page-hero p{font-size:14px;color:#e1eeff;line-height:1.75;max-width:690px;margin:0}
.page-breadcrumb{display:flex;gap:8px;align-items:center;font-size:11px;color:#7187a4;margin:7px 0 14px}
.page-breadcrumb a{color:#3175c1;text-decoration:none;font-weight:700}
.page-card{background:#fff;border:1px solid #deebf8;border-radius:22px;padding:27px 29px;box-shadow:0 10px 30px rgba(18,74,134,.06)}
.page-card h2{font-size:23px;letter-spacing:-.035em;color:var(--navy);margin:0 0 13px}
.page-card h3{font-size:15px;color:#164576;margin:0 0 10px}
.page-card p{color:#59718e;line-height:1.8;font-size:13px;margin:0 0 13px}
.page-card p:last-child{margin-bottom:0}
.page-card a{color:#0865c7}
.page-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:17px;margin-bottom:22px;align-items:stretch}
.page-section-heading{font-size:22px;color:var(--navy);margin:29px 0 14px;letter-spacing:-.03em}
.feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin-bottom:23px}
.feature-card{background:#fff;border:1px solid #dfebf9;border-radius:19px;padding:23px;box-shadow:0 8px 24px rgba(18,74,134,.05)}
.feature-symbol{display:grid;place-items:center;width:43px;height:43px;margin-bottom:13px;border-radius:13px;background:#e9f4ff;color:#0a64c5;font-size:21px}
.feature-card h3{font-size:15px;color:var(--navy);margin:0 0 8px}
.feature-card p{font-size:12px;color:#637a97;margin:0;line-height:1.7}
.mini-list{padding:0;list-style:none;display:grid;gap:10px;margin:15px 0 0}
.mini-list li{display:flex;align-items:flex-start;gap:10px;color:#54718f;font-size:13px;line-height:1.6}
.mini-list li::before{content:'✓';color:#0b78d8;flex-shrink:0;font-weight:900}
.page-cta{padding:23px 26px;margin-bottom:24px;background:#e8f3ff;border:1px solid #d2e7fd;border-radius:20px;display:flex;align-items:center;justify-content:space-between;gap:15px}
.page-cta h2{margin:0 0 6px;font-size:18px;color:#12417d}
.page-cta p{margin:0;font-size:12px;color:#6482a2;line-height:1.6}
.contact-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin:0 0 20px}
.contact-card{min-height:220px;display:flex;flex-direction:column;gap:9px}
.contact-card strong{font-size:16px;color:#0b3b7a;line-height:1.5;overflow-wrap:anywhere}
.contact-card small{font-size:12px;color:#6c83a1;line-height:1.6}
.contact-card a{display:inline-flex;align-self:flex-start;margin-top:auto;text-decoration:none;border-radius:10px;padding:10px 13px;background:#e6f1ff;color:#0d60b7;font-size:12px;font-weight:850}
.contact-card a:hover{background:#d5e9ff}
.article-stack{display:grid;gap:13px;margin-bottom:23px}
.article-row{display:flex;gap:15px;padding:19px 22px;border:1px solid #deebfa;border-radius:16px;background:#fff;align-items:flex-start}
.article-num{flex:0 0 auto;display:grid;place-items:center;width:34px;height:34px;background:#e9f4ff;color:#1669c6;border-radius:11px;font-size:12px;font-weight:900}
.article-row h3{font-size:14px;color:var(--navy);margin:0 0 6px}
.article-row p{font-size:12px;line-height:1.7;color:#607895;margin:0}
.topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-bottom:20px}
.topic{background:#fff;border:1px solid #dfeaf8;border-radius:15px;padding:18px 20px;display:flex;justify-content:space-between;align-items:center;gap:8px;color:#214a7c;font-size:13px;font-weight:800}
.topic span{color:#87a0bc;font-weight:600;font-size:10px}
@media(max-width:850px){.page-grid,.contact-grid{grid-template-columns:1fr 1fr}.feature-grid,.topic-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:650px){.page-hero{padding:30px 23px;border-radius:20px}.page-hero p{font-size:12px}.page-grid,.feature-grid,.contact-grid,.topic-grid{grid-template-columns:1fr}.page-card{padding:21px 20px;border-radius:18px}.page-card h2{font-size:21px}.page-cta{flex-direction:column;align-items:stretch;padding:21px}.page-cta .btn{width:100%}.contact-card{min-height:175px}.topic{padding:15px}.page-section-heading{font-size:20px}}


/* === AYER v3: sigorta rehberleri, SSS, KVKK, mobil teklif === */
.service-overview,.home-faq{margin:32px 0}
.service-overview-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.service-overview-card{display:flex;align-items:center;gap:13px;text-decoration:none;background:rgba(255,255,255,.92);border:1px solid #dce9f8;border-radius:16px;padding:17px 16px;box-shadow:0 6px 18px rgba(11,73,147,.04);transition:transform .2s,border-color .2s,box-shadow .2s;min-width:0}
.service-overview-card:hover,.service-overview-card:focus-visible{border-color:#9ac5f3;transform:translateY(-2px);box-shadow:0 12px 24px rgba(11,73,147,.1)}
.service-overview-icon{height:42px;width:42px;display:grid;place-items:center;flex-shrink:0;border-radius:12px;background:#eaf4ff;color:#0864be;font-weight:900;font-size:14px}
.service-overview-card span:nth-child(2){min-width:0;flex:1}.service-overview-card strong{display:block;color:#123c78;font-size:13px;line-height:1.35}.service-overview-card small{display:block;color:#6c829f;font-size:11px;margin-top:4px;line-height:1.4}.service-overview-arrow{color:#1477d6;font-weight:900;align-self:center;font-size:18px}
.home-faq{padding:26px 29px;border:1px solid #dce9f8;background:linear-gradient(140deg,#f8fbff,#edf5ff);border-radius:23px}
.faq-list{display:grid;gap:10px}
.faq-item{background:#fff;border:1px solid #dce9f8;border-radius:14px;overflow:hidden;box-shadow:0 4px 12px rgba(23,78,139,.025)}
.faq-item summary{list-style:none;display:flex;gap:14px;align-items:center;justify-content:space-between;padding:16px 18px;cursor:pointer;font-weight:800;font-size:13px;color:#163f76;line-height:1.5}
.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:focus-visible{outline:3px solid #88bcf4;outline-offset:-3px}
.faq-plus{height:25px;width:25px;flex:0 0 auto;display:grid;place-items:center;background:#ecf5ff;color:#0964c9;border-radius:8px;font-size:19px;transition:transform .18s}
.faq-item[open] .faq-plus{transform:rotate(45deg)}.faq-answer{padding:0 18px 17px}.faq-answer p{margin:0;color:#607997;font-size:12px;line-height:1.8}
.faq-footer{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:16px;color:#647b99;font-size:12px}.faq-footer p{margin:0}.faq-footer a{font-weight:800;color:#075abb;text-decoration:none}
.insurance-intro{align-items:stretch}.insurance-intro .page-card h2:not(:first-child){margin-top:20px}.insurance-cta{background:linear-gradient(145deg,#092e68,#075cba)!important;color:#fff}.insurance-cta h2{color:#fff!important}.insurance-cta p{color:#d8e8fa!important}.insurance-cta .step{display:inline-flex;margin-bottom:15px}.insurance-cta .btn{white-space:normal;text-align:center;line-height:1.5;margin:12px 0 10px;background:#fff!important;color:#0757bb!important;box-shadow:0 7px 15px rgba(0,16,45,.18)}.insurance-cta .muted-link{color:#dbeeff;text-decoration:underline;display:block;font-size:12px}
.feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.feature-grid .feature-card{min-width:0}.feature-grid .feature-card p{font-size:12px;line-height:1.75}.feature-grid .feature-card a{color:#085ebd;font-size:12px;font-weight:800;text-decoration:none}.feature-grid .feature-card a:hover{text-decoration:underline}
.clear-list{margin:10px 0 0;padding-left:21px;color:#5f7795;font-size:13px;line-height:1.8}.clear-list li+li{margin-top:8px}
.related-products{margin:28px 0;padding:20px 22px;border-radius:17px;border:1px solid #d7e7f8;background:#fff}.related-products h2{font-size:18px;color:#0f3976;margin:0 0 13px}.related-links{display:flex;gap:9px;flex-wrap:wrap}.related-links a{border:1px solid #dce9f8;border-radius:999px;padding:9px 12px;text-decoration:none;color:#22578f;font-size:11px;font-weight:800;background:#f7fbff}.related-links a:hover{background:#eaf4ff}
.info-note,.emergency-note{border-radius:16px;padding:17px 19px;background:#eef5ff;border:1px solid #cbdff9;color:#345980;font-size:12px;line-height:1.75;margin:23px 0}.emergency-note{background:#fff8e9;border-color:#f0dab1;color:#684b20;font-size:13px}.emergency-note a{font-weight:900}
.legal-body{display:grid;gap:15px;margin-top:20px}.legal-body .page-card{margin:0}.legal-body .page-card p{line-height:1.85}.legal-body a{color:#0865c5}.legal-draft{padding:16px 18px;background:#fff8e9;border:1px solid #f2ddb4;color:#72531f;border-radius:14px;font-size:12px;line-height:1.7;margin-bottom:18px}.draft-field{padding:12px 14px;background:#f2f7ff;border-left:3px solid #2f82d6;border-radius:8px;font-size:12px}
.topic.topic-link{text-decoration:none;transition:background .2s,border-color .2s}.topic.topic-link:hover{border-color:#91c5fa;background:#eaf4ff}.topic.topic-link span{white-space:nowrap}
.footer-legal{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-top:19px;padding:14px 0 0;border-top:1px solid rgba(255,255,255,.12);color:#b5d0ef;font-size:11px;line-height:1.7}.footer-legal a{color:#e3f0ff;text-decoration:underline;text-underline-offset:3px}
.mobile-quote-bar{display:none}
@media(max-width:900px){.service-overview-grid,.feature-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:650px){
.service-overview-grid,.feature-grid{grid-template-columns:1fr}.service-overview,.home-faq{margin:25px 0}.service-overview-card{padding:13px}.home-faq{padding:19px 12px;border-radius:18px}.faq-item summary{font-size:12px;padding:14px 12px}.faq-answer{padding:0 12px 14px}.faq-footer{align-items:flex-start;flex-direction:column}
.footer-legal{flex-direction:column;align-items:flex-start}.site-nav{gap:3px}
body{padding-bottom:calc(77px + env(safe-area-inset-bottom))}
.mobile-quote-bar{display:block;position:fixed;z-index:9999;bottom:0;left:0;right:0;padding:9px 14px calc(9px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);border-top:1px solid #d0e3fb;box-shadow:0 -8px 22px rgba(9,46,96,.1);backdrop-filter:blur(15px)}
.mobile-quote-link{display:flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 18px;color:white;border-radius:13px;text-decoration:none;font-weight:900;font-size:14px;background:linear-gradient(110deg,#0757bb,#187de2);box-shadow:0 5px 12px rgba(7,87,187,.2)}
}
@media(prefers-reduced-motion:reduce){.service-overview-card,.faq-plus{transition:none}}